Real Estate

Luxury Homes by Neighborhood

What you get in different neighborhoods for your millions of dollars will vary widely. Views often play a significant role in SF home values, but particularly in the luxury condo market, where the most expensive units often offer staggering views from very high floors.

San Francisco Neighborhood Map


This map of San Francisco neighborhoods is according to the San Francisco Association of Realtors district and sub-district, Multiple Listing Service (MLS) specifications. Real estate values and prices, property types, age of construction, architectural styles, views, amenities, commercial districts and home sizes can vary widely between different neighborhoods. Indeed, San Francisco is more a collection of delightfully different neighborhoods than a homogenous entity.


District 1 (Northwest): Sea Cliff, Lake Street, Richmond (Inner, Central, Outer), Jordan Park/Laurel Heights, Lone Mountain 

District 2 (West): Sunset & Parkside (Inner, Central, Outer), Golden Gate Heights 

District 3 (Southwest): Lake Shore, Lakeside, Merced Manor, Merced Heights, Ingleside, Ingleside Heights, Oceanview 

District 4 (Central SW): St. Francis Wood, Forest Hill, West Portal, Forest Knolls, Diamond Heights, Midtown Terrace, Miraloma Park, Sunnyside, Balboa Terrace, Ingleside Terrace, Mt. Davidson Manor, Sherwood Forest, Monterey Heights, Westwood Highlands 

District 5 (Central): Noe Valley, Eureka Valley/Dolores Heights (Castro, Liberty Hill), Cole Valley, Glen Park, Corona Heights, Clarendon Heights, Ashbury Heights, Buena Vista Park, Haight Ashbury, Duboce Triangle, Twin Peaks, Mission Dolores, Parnassus Heights 

District 6 (Central North): Hayes Valley, North of Panhandle (NOPA), Alamo Square, Western Addition, Anza Vista, Lower Pacific Heights 

District 7 (North): Pacific Heights, Presidio Heights, Cow Hollow, Marina 

District 8 (Northeast): Russian Hill, Nob Hill, Telegraph Hill, North Beach, Financial District, North Waterfront, Downtown, Van Ness/ Civic Center, Tenderloin 

District 9 (East): SoMa, South Beach, Mission Bay, Potrero Hill, Dogpatch, Bernal Heights, Inner Mission, Yerba Buena 

District 10 (Southeast): Bayview, Bayview Heights, Excelsior, Portola, Visitacion Valley, Silver Terrace, Mission Terrace, Crocker Amazon, Outer Mission 

Some Realtor districts contain neighborhoods that are relatively homogeneous in general home values, such as districts 5 and 7, and others contain neighborhoods of wildly different values, such as district 8 which includes both Russian Hill and the Tenderloin.

Tips on Title Insurance


Title insurance is a contract of indemnity which guarantees that the title to the property is as reported. If it’s not as reported, you are reimbursed for actual loss or damage under the conditions specified in the policy. The title policy covers you for your loss up to the amount of the policy.


Title companies work to eliminate risks by performing a search of the public records. The search consists of public records, laws and court decisions pertaining to the property to determine the current recorded ownership, and any recorded liens or encumbrances or any other matters of record which could affect the title to the property. When a title search is complete, the title company issues a Preliminary Title Report.

The Preliminary Title Report contains vital information which can affect the close of escrow: ownership of the subject property, how the current owners hold title, matters of record that specifically affect the subject property, a legal description of the property and an informational plat map.


Not all risks can be determined by a title search, since certain things such as forgeries, identity of persons, incompetency, failure to comply with the law, or incapacity cannot be uncovered by an examination of the public records.

The Preliminary Title Report is an offer to insure under certain situations; the title policy is a contract that gives coverage against such problems.

The California Land Title Association (CLTA) is the standard policy of title insurance in California.


  • Mistakes in the interpretation of wills or other legal documents.

  • Deeds delivered without the consent of the grantor.

  • Deeds and mortgages signed by persons not of sound mind, by minors or by someone listed as single but who is, in fact, married.

  • A forged signature on the deed. 

  • Impersonation of the real owner.

  • Errors in copying or indexing.

  • Falsification of records.

  • Undisclosed or missing heirs.

  • Recording mistakes.


  • The priority of the insured mortgage.

  • The invalidity or unenforceability of the insured assignment.
  • The invalidity or unenforceability of the lien of the insured mortgage on the title.